[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pgac.cz\/vyberte-si-pujcku-ktera-vas-nebude-zatezovat\/#Article","mainEntityOfPage":"https:\/\/www.pgac.cz\/vyberte-si-pujcku-ktera-vas-nebude-zatezovat\/","headline":"Vyberte si p\u016fj\u010dku, kter\u00e1 v\u00e1s nebude zat\u011b\u017eovat","name":"Vyberte si p\u016fj\u010dku, kter\u00e1 v\u00e1s nebude zat\u011b\u017eovat","description":"Americk\u00e1 nebankovn\u00ed hypot\u00e9ka je super nab\u00eddkou pro v\u0161echny lidi, kte\u0159\u00ed maj\u00ed r\u00e1di \u017eivot bez zbyte\u010dn\u00fdch z\u00e1vazk\u016f. Kdy\u017e se pod\u00edv\u00e1te na to, kolik zbyte\u010dn\u00fdch \u00fakon\u016f mus\u00edte ka\u017ed\u00fd den vykonat a jak v\u00e1s p\u0159ebujel\u00e1 byrokracie den co den zat\u011b\u017euje, tak zjist\u00edte, \u017ee t\u00e9m\u011b\u0159 polovinu sv\u00e9ho \u017eivota ut\u00e1p\u00edte podobn\u011b zbyte\u010dn\u011b. A to je p\u0159ece \u0161koda, proto\u017ee kdybychom podobn\u00e9 &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.pgac.cz\/vyberte-si-pujcku-ktera-vas-nebude-zatezovat\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> \"Vyberte si p\u016fj\u010dku, kter\u00e1 v\u00e1s nebude zat\u011b\u017eovat\"<\/span><\/a><\/p>","datePublished":"2018-01-25","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.pgac.cz\/author\/#Person","name":"","url":"https:\/\/www.pgac.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pgac.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pgac.cz\/wp-content\/uploads\/img_a312467_w2445_t1523365727.jpg","url":"https:\/\/www.pgac.cz\/wp-content\/uploads\/img_a312467_w2445_t1523365727.jpg","height":0,"width":0},"url":"https:\/\/www.pgac.cz\/vyberte-si-pujcku-ktera-vas-nebude-zatezovat\/","about":["Domov"],"wordCount":433,"articleBody":"        Americk\u00e1 nebankovn\u00ed hypot\u00e9ka je super nab\u00eddkou pro v\u0161echny lidi, kte\u0159\u00ed maj\u00ed r\u00e1di \u017eivot bez zbyte\u010dn\u00fdch z\u00e1vazk\u016f. Kdy\u017e se pod\u00edv\u00e1te na to, kolik zbyte\u010dn\u00fdch \u00fakon\u016f mus\u00edte ka\u017ed\u00fd den vykonat a jak v\u00e1s p\u0159ebujel\u00e1 byrokracie den co den zat\u011b\u017euje, tak zjist\u00edte, \u017ee t\u00e9m\u011b\u0159 polovinu sv\u00e9ho \u017eivota ut\u00e1p\u00edte podobn\u011b zbyte\u010dn\u011b. A to je p\u0159ece \u0161koda, proto\u017ee kdybychom podobn\u00e9 v\u011bci d\u011blat nemuseli, tak bychom m\u011bli spoustu voln\u00e9ho \u010dasu, kter\u00fd bychom mohli str\u00e1vit mnohem v\u00edce smyslupln\u011b, a p\u0159edev\u0161\u00edm podle sv\u00fdch vlastn\u00edch p\u0159edstav.A pr\u00e1v\u011b proto americkou nebankovn\u00ed hypot\u00e9ku jist\u011b ocen\u00edte. Je to zp\u016fsob, jak si p\u016fj\u010dit pen\u00edze, a klidn\u011b i po\u0159\u00e1dn\u00fd bal\u00edk pen\u011bz, a z\u00e1rove\u0148 se p\u0159itom nemuset v\u00e1zat zbyte\u010dn\u00fdmi pravidla nav\u00edc.Ten hlavn\u00ed rozd\u00edl oproti klasick\u00e9 hypot\u00e9ce tkv\u00ed toti\u017e v tom, \u017ee nemus\u00edte dokl\u00e1dat, co si za p\u016fj\u010den\u00e9 pen\u00edze po\u0159\u00edd\u00edte. Kupte si za n\u011b t\u0159eba novou sedac\u00ed soupravu, novou televizi, novou motorku anebo cokoli jin\u00e9ho chcete a nikomu do toho nic nebude. Nikoho to nebude ani zaj\u00edmat, tedy alespo\u0148 pokud mluv\u00edme o pracovn\u00edc\u00edch nebankovn\u00ed spole\u010dnosti, kter\u00e1 tuto americkou hypot\u00e9ku pro v\u00e1s zajist\u00ed. Vlastn\u011b to jedin\u00e9, co bude tyto pracovn\u00edky zaj\u00edmat je, zda m\u00e1te n\u011bjakou vhodnou nemovitost, kter\u00e1 bude soukrom\u00e9 spole\u010dnosti slou\u017eit jako z\u00e1ruka, \u017ee sv\u00e9 z\u00e1vazky splat\u00edte. M\u016f\u017ee to b\u00fdt v\u00e1\u0161 byt, m\u016f\u017ee to b\u00fdt t\u0159eba va\u0161e chalupa na venkov\u011b anebo klidn\u011b zahradn\u00ed domek, to z\u00e1le\u017e\u00ed \u010dist\u011b na tom, kolik pen\u011bz si pl\u00e1nujete p\u016fj\u010dit. V\u00fd\u0161e p\u016fj\u010dky m\u016f\u017ee dos\u00e1hnout a\u017e sedmdes\u00e1ti procent odhadn\u00ed hodnoty nemovitosti, tak\u017ee t\u00edm byste se p\u0159i v\u00fdb\u011bru, jakou nemovitost zvolit, m\u011bli \u0159\u00eddit. Ale pokud vy sami \u017e\u00e1dnou nemovitost nem\u00e1te, tak nevad\u00ed, klidn\u011b v\u00e1m m\u016f\u017ee vypomoci n\u011bkdo z va\u0161ich bl\u00edzk\u00fdch.A to je vlastn\u011b v\u0161e, co mus\u00edte ud\u011blat. O v\u0161e ostatn\u00ed se za v\u00e1s postar\u00e1 spolehliv\u00e1 nebankovn\u00ed spole\u010dnost: sama v\u00e1s kontaktuje, v\u0161e zajist\u00ed, v\u0161e vy\u0159\u00edd\u00ed, a vy pouze podep\u00ed\u0161ete p\u0159ipravenou smlouvu. Jak je tedy vid\u011bt, \u017eivot m\u016f\u017ee b\u00fdt mnohem jednodu\u0161\u0161\u00ed, pokud si k n\u011bmu zvol\u00edte ty prav\u00e9 partnery.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vyberte si p\u016fj\u010dku, kter\u00e1 v\u00e1s nebude zat\u011b\u017eovat","item":"https:\/\/www.pgac.cz\/vyberte-si-pujcku-ktera-vas-nebude-zatezovat\/#breadcrumbitem"}]}]