[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pgac.cz\/uvery-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.pgac.cz\/uvery-pro-podnikatele\/","headline":"\u00dav\u011bry pro podnikatele","name":"\u00dav\u011bry pro podnikatele","description":"Podnikatelsk\u00e9 \u00fav\u011bry jsou v posledn\u00edch letech velice popul\u00e1rn\u00ed. Maj\u00ed m\u00edrn\u011bj\u0161\u00ed pravidla, ne\u017e je tomu u spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f, a tak se daj\u00ed sjednat velice rychle a snadno. Tyto v\u00fdhody m\u016f\u017ee vyu\u017e\u00edt ka\u017ed\u00fd podnikatel, firma i OSV\u010c. Vyzkou\u0161ejte tak\u00e9 nebankovn\u00ed americk\u00e9 hypot\u00e9ky. Pr\u00e1v\u011b tento typ \u00fav\u011bru p\u0159edstavuje podnikatelsk\u00fd \u00fav\u011br. Nejedn\u00e1 se tedy o b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br pro &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.pgac.cz\/uvery-pro-podnikatele\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> \"\u00dav\u011bry pro podnikatele\"<\/span><\/a><\/p>","datePublished":"2018-08-14","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.pgac.cz\/author\/#Person","name":"","url":"https:\/\/www.pgac.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pgac.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pgac.cz\/wp-content\/uploads\/img_a323308_w2218_t1535014222.jpg","url":"https:\/\/www.pgac.cz\/wp-content\/uploads\/img_a323308_w2218_t1535014222.jpg","height":0,"width":0},"url":"https:\/\/www.pgac.cz\/uvery-pro-podnikatele\/","about":["Finance"],"wordCount":433,"articleBody":"   Podnikatelsk\u00e9 \u00fav\u011bry jsou v posledn\u00edch letech velice popul\u00e1rn\u00ed. Maj\u00ed m\u00edrn\u011bj\u0161\u00ed pravidla, ne\u017e je tomu u spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f, a tak se daj\u00ed sjednat velice rychle a snadno. Tyto v\u00fdhody m\u016f\u017ee vyu\u017e\u00edt ka\u017ed\u00fd podnikatel, firma i OSV\u010c. Vyzkou\u0161ejte tak\u00e9 nebankovn\u00ed americk\u00e9 hypot\u00e9ky. Pr\u00e1v\u011b tento typ \u00fav\u011bru p\u0159edstavuje podnikatelsk\u00fd \u00fav\u011br. Nejedn\u00e1 se tedy o b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br pro ob\u010dany. Jedn\u00e1 se o podnikatelsk\u00fd \u00fav\u011br, kter\u00fd v\u00e1m poskytne finance. Ty m\u016f\u017eete pou\u017e\u00edt jak\u00fdmkoliv zp\u016fsobem ve sv\u00e9 firm\u011b. Tyto pen\u00edze jsou ur\u010deny pro pokryt\u00ed ve\u0161ker\u00fdch pot\u0159eb ve firm\u011b nebo p\u0159i podnik\u00e1n\u00ed. Velkou v\u00fdhodou je, \u017ee pen\u00edze m\u016f\u017eete vyu\u017e\u00edt jakkoliv. M\u016f\u017eete s nimi zaplatit dluhy, zbavit se exekuc\u00ed, vyplatit z\u00e1stavy, zvolit konsolidaci p\u016fj\u010dek, zaplatit ve\u0161ker\u00e9 dluhy, nedoplatky na OSSZ a VZP, nebo m\u016f\u017eete nakoupit materi\u00e1l, stroje, za\u0159\u00edzen\u00ed, vybaven\u00ed, zv\u00fd\u0161it kapit\u00e1l, zkr\u00e1tka cokoliv, co zrovna pot\u0159ebujete.\u00dav\u011br z\u00edsk\u00e1te, kdy\u017e budete ru\u010dit nemovitost\u00ed. Nemovitost\u00ed se mysl\u00ed jak\u00e1koliv budova, pozemek, hala, gar\u00e1\u017ee, komer\u010dn\u00ed budovy, hotely, restaurace nebo i \u010din\u017eovn\u00ed domy. Mohou to b\u00fdt tak\u00e9 v\u00fdrobn\u00ed are\u00e1ly a spousta dal\u0161\u00edch mo\u017enost\u00ed. Nemovitost se nech\u00e1 odhadnout. Tento odhad prov\u00e1d\u00edme sami pomoc\u00ed na\u0161ich specializovan\u00fdch odborn\u00edk\u016f. Ti provedou odhad na z\u00e1klad\u011b zku\u0161enost\u00ed a tak\u00e9 dal\u0161\u00edch informac\u00ed. Mus\u00ed zjistit v jak\u00e9m je budova stavu, kde se p\u0159esn\u011b nach\u00e1z\u00ed, jestli se jedn\u00e1 o lukrativn\u00ed lokalitu, jakou m\u00e1 budova hodnotu, to v\u0161echno jsou vlastnosti, se kter\u00fdmi se mus\u00ed po\u010d\u00edtat p\u0159i vypracov\u00e1n\u00ed odhadu. Jakmile m\u00e1me odhad, pak u\u017e z n\u011bho m\u016f\u017eeme vypo\u010d\u00edtat procenta, kter\u00e1 z\u00edsk\u00e1te. M\u016f\u017eete z\u00edskat a\u017e 70% z tohoto odhadu. Pen\u00edze pak pou\u017eijete ve va\u0161em podnik\u00e1n\u00ed. Snadn\u00e9 podm\u00ednky a rychl\u00e9 vy\u0159\u00edzen\u00ed Jist\u011b se budete pt\u00e1t na dobu splatnosti. Ta lze nastavit a\u017e na 30 let. A jak je to s \u00farokem?  Z\u00e1kladn\u00ed \u00farokovou sazbou je 6% p.a. pro ka\u017ed\u00e9ho podnikatele, kter\u00fd m\u00e1 z\u00e1znam.   V p\u0159\u00edpad\u011b, \u017ee nem\u00e1te z\u00e1znam v registru, pak m\u016f\u017eete z\u00edskat \u00farokovou sazbu ji\u017e od 3% p.a. Do t\u00e9to \u00farokov\u00e9 sazby bychom je\u0161t\u011b mohli za\u0159adit i klienty, kte\u0159\u00ed by m\u011bli pouze n\u011bjak\u00fd mal\u00fd p\u0159estupek a byli kv\u016fli tomu zaps\u00e1ni v registru dlu\u017en\u00edk\u016f.                                                                                                                                                                                                                                                                                                                                                                                            4.3\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00dav\u011bry pro podnikatele","item":"https:\/\/www.pgac.cz\/uvery-pro-podnikatele\/#breadcrumbitem"}]}]